Our Commitment

• Comprehensive financial assessment of your financial position

• Budgeting your Cashflow to enable you to acheive more financially

• Strong communications with you to keep you informed

• Regular reviews to monitor your changing needs

• Investment strategies to suit your risk profile

• Regular industry and legislative updates seminars to keep you ahead of the game

7 steps to Financial Planning are:- 

Step 1 – The Initial Consultation allows both you and the Financial Planner to find out more about each other. This is a free consultation and gives the client a chance to ask the questions that will help him/her make a decision on whether or not to proceed. 

Step 2 – Fact Finding or Collect the Data is a crucial part of the process and is essential to providing clear, accurate and sound advice.  

Step 3 – Identifying your goals is normally done at the same time as the Fact Find, however it is a clear step in the process as it determines the path that you want or need to travel. 

Step 4 – Preparation of the Plan is the process of taking all of your goals, needs issues and facts and applying them to 7 major strategy areas.

• Budgeting

• Taxation

• Protection 

• Super

• Social Security

• Investing 

• Estate Planning 

 The outcome is known as a Statement of Advice  

Step 5 – Discussing the Recommendations gives you a chance to ask any questions and make sure that you are comfortable to move forward with the advice. 

Step 6 – Implementation of the plan takes you through the necessary steps to make the agreed upon advice happen. 

Step 7 – Ongoing Review of your situation is an essential part of you staying on track with your objectives and needs. Reviews are conducted periodically normally 6 monthly or annually to ensure stability.